:root{--paper:#fbfaf7;--ink:#161513;--soft:#5d5a54;--line:#e4e0d8;--gold:#8a6a1f;--deep:#1c2b2a;--white:#fff;--max:1120px}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16.5px/1.7 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--gold)} a:hover{color:var(--deep)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
header.top{background:var(--deep);color:var(--white)}
.topbar{display:flex;justify-content:space-between;align-items:center;gap:22px;padding:18px 0;flex-wrap:wrap}
.topbar a{color:var(--white);text-decoration:none}
.mark{font-family:"Playfair Display",Georgia,serif;font-size:23px;letter-spacing:.01em}
.mark small{display:block;font:400 10.5px/1.4 Inter,sans-serif;letter-spacing:.18em;text-transform:uppercase;color:#a8b6b3;margin-top:3px}
.navlinks{display:flex;flex-wrap:wrap;gap:4px 20px;align-items:center;justify-content:flex-end}
.navlinks a{font-size:14px;color:#c2cfcc;padding:4px 0;border-bottom:2px solid transparent}
.navlinks a:hover{color:#fff} .navlinks a.on{color:#fff;border-bottom-color:var(--gold)}
.btn{display:inline-block;padding:11px 18px;background:var(--gold);color:#fff !important;font-weight:600;font-size:14.5px;border-radius:2px;text-decoration:none}
.btn:hover{background:#6e5417;color:#fff !important}
.hero{padding:56px 0 46px;border-bottom:1px solid rgba(255,255,255,.12)}
.hero h1{font-family:"Playfair Display",Georgia,serif;font-weight:400;font-size:clamp(34px,4.4vw,52px);line-height:1.1;margin:0 0 14px;max-width:900px}
.hero p{color:#c2cfcc;font-size:18px;max-width:720px;margin:0}
.kicker{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin:0 0 12px;font-weight:600}
.crumbs{font-size:13px;color:var(--soft);padding:22px 0 0} .crumbs a{color:var(--soft)} .crumbs span{margin:0 7px;color:#c0bcb2}
main{padding:8px 0 20px}
section,article{padding:34px 0}
h2{font-family:"Playfair Display",Georgia,serif;font-weight:400;font-size:30px;margin:0 0 8px;color:var(--deep)}
h3{font-size:18px;margin:26px 0 8px;color:var(--deep)}
.rule{width:40px;height:2px;background:var(--gold);margin:0 0 20px}
p{max-width:760px;margin:0 0 16px;color:#302e2a}
.lead{font-size:18.5px;color:var(--ink)}
.src{font-size:13.5px;color:var(--soft);font-style:italic;max-width:760px;border-left:2px solid var(--line);padding:2px 0 2px 14px;margin:26px 0 22px}
table{border-collapse:collapse;width:100%;max-width:820px;margin:18px 0;font-size:15px}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#f3f0e9;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--soft);font-weight:600}
td b{color:var(--deep)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:6px}
.card{display:block;padding:22px;background:var(--white);border:1px solid var(--line);text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--gold)}
.card b{display:block;font-family:"Playfair Display",Georgia,serif;font-weight:400;font-size:21px;color:var(--deep);margin-bottom:8px}
.card span{font-size:14.5px;color:var(--soft)}
ol.steps{max-width:800px;padding-left:20px} ol.steps li{margin:0 0 14px;color:#302e2a} ol.steps li::marker{color:var(--gold);font-weight:600}
dl.terms{max-width:820px;margin:0} dl.terms dt{font-weight:600;color:var(--deep);padding-top:16px;border-top:1px solid var(--line);font-size:17px}
dl.terms dd{margin:6px 0 16px;color:#302e2a}
.faq{max-width:820px} .faq details{border-top:1px solid var(--line);padding:16px 0} .faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:600;color:var(--deep);font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:20px}
.faq summary::after{content:"+";color:var(--gold);font-size:21px;line-height:1} .faq details[open] summary::after{content:"\2212"}
.faq p{margin:12px 0 0}
.cta{background:var(--white);border:1px solid var(--line);border-left:3px solid var(--gold);padding:26px;max-width:820px;margin:12px 0 0}
.cta h3{margin:0 0 8px;font-family:"Playfair Display",Georgia,serif;font-weight:400;font-size:23px}
.cta p{margin:0 0 16px;color:var(--soft)}
footer.site{background:var(--deep);color:#c2cfcc;padding:38px 0 44px;margin-top:30px;font-size:14.5px}
footer.site a{color:#e8e2d4} footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}
footer.site b{display:block;color:#fff;margin-bottom:10px} footer.site .cols > div > a{display:block;padding:3px 0;text-decoration:none} footer.site .cols > div > a:hover{color:#fff}
footer.site p{color:#a8b6b3;max-width:420px;margin:0}
footer.site .legal{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;color:#93a3a0}
@media (max-width:900px){.cards{grid-template-columns:1fr}.navlinks{justify-content:flex-start}footer.site .cols{grid-template-columns:1fr}table{font-size:14px}th,td{padding:9px 10px}}